You may be able to consolidate your loan with your original lender. It might be best to start there to see what rates may be available to you.
If your lender is not offering a consolidation rate that is appealing, you'll need to comparison shop to find the best consolidation offer.
Note that private consolidation loans are based on your credit score, and/or that of your co-signor's. You may get a lower rate if you apply to consolidate with a co-signor who has excellent credit.
Be sure to research any associated fees before you determine that it is financially advantageous to consolidate your private loans.
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