If you have federally issued Direct loans, you can get advice about your individual options directly through the Department of Education's by logging in on their Federal Student Aid site and accessing your account information.
You may also want to talk to a financial aid counselor at your school. Even if you graduated a long time ago, they should still be available to give you sound advice.
For privately issued loans, contact your lender and ask to speak with an advisor. Even a customer service agent should be able to provide you the details about your loans and any options for changes in your interest rates or repayment schedule.
And whether you do your own taxes or have them done by a professional, you may want to talk to someone about making sure you are deducting your student loan interest accurately.
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